Rank Guide

E-5 in Civilian Terms

What E-5 means to a civilian employer, with 2026 basic pay, Minneapolis/St. Paul BAH and what civilians in the matching jobs earn.

E-5 is a Sergeant in the Army, Marine Corps and Space Force, a Petty Officer Second Class in the Navy and Coast Guard and a Staff Sergeant in the Air Force. DoD's rank guide says leadership responsibility increases significantly in the midlevel enlisted grades, and the titles noncommissioned officer and petty officer recognize it. The Army sergeant and the Air Force staff sergeant at E-5 are NCO ranks.

$4,110.00

E-5 basic pay a month in 2026 at over 6 years of service, the step in the worked example below. By years of service it runs from $3,342.90 to $4,421.70.

DFAS pay table, effective January 1, 2026
$2,541

Monthly BAH for an E-5 with dependents, Minneapolis/St. Paul, 2026 ($1,905 without).

DoD BAH rate data, MHA MN159
$78,550

Minnesota median annual wage, first-line supervisors of production and operating workers, May 2025.

BLS OEWS, May 2025

The rank, by service

The pay grade is the same across the services; the title is not. These are the titles on DoD's rank chart.

ServiceTitle
ArmySergeant
Marine CorpsSergeant
NavyPetty Officer Second Class
Air ForceStaff Sergeant
Space ForceSergeant
Coast GuardPetty Officer Second Class

What E-5 means in civilian terms

LockLeed's military résumé decoder, written for employers reading service records, reads E-5 this way:

Enlisted: the technical workforce

First real supervisor. Led a team of roughly 4 to 10, owned their training, discipline and output. Shift-lead / team-lead equivalent.

What civilians in the matching jobs earn

The closest occupations in federal wage data are the first-line supervisor groups. Which one fits depends on the trade, so here are three examples.

OccupationMinnesotaUnited States
First-Line Supervisors of Production and Operating Workers
SOC 51-1011
$78,550$74,450
First-Line Supervisors of Mechanics, Installers, and Repairers
SOC 49-1011
$87,160$79,860
First-Line Supervisors of Transportation and Material Moving Workers, Except Aircraft Cargo Handling Supervisors
SOC 53-1047
$68,430$62,890

Median annual wage, BLS Occupational Employment and Wage Statistics, May 2025 (released May 15, 2026). Half the workers in the occupation earned more and half earned less.

2026 basic pay for E-5

Basic pay is set by grade and years of service. Each row is a step: the rate applies from that point until the next row. These are the DFAS rates effective January 1, 2026.

Years of servicePer monthPer year
2 or less$3,342.90$40,114.80
Over 2$3,598.20$43,178.40
Over 3$3,775.80$45,309.60
Over 4$3,946.80$47,361.60
Over 6$4,110.00$49,320.00
Over 8$4,299.90$51,598.80
Over 10$4,395.30$52,743.60
Over 12$4,421.70$53,060.40

Per year is 12 times the monthly rate.

2026 BAH in Minneapolis/St. Paul

The Basic Allowance for Housing depends on grade, dependency status and the ZIP code of the permanent duty station. The Defense Travel Management Office states that a member on permanent duty in the 50 states who is not furnished government housing is eligible, so someone living in government quarters does not receive it. These are the 2026 monthly rates for the Minneapolis/St. Paul military housing area (MN159), which covers Minneapolis ZIP codes such as 55401.

GradeWith dependentsWithout dependents
E-5$2,541$1,905

BAH changes with the duty station. Another city's rates can be far higher or lower, so look up the ZIP code that applies to you.

Why this is not a salary comparison

Basic pay is only part of military pay, and a civilian salary is a different kind of number. Two allowances sit on top of basic pay. BAS, the food allowance, is $476.95 a month for enlisted members and $328.48 for officers in 2026. BAH covers housing for members who are not in government quarters. Both are excluded from federal gross income, as IRS Publication 3 lists them among pay items that are not taxed, so a dollar of BAH is worth more than a dollar of salary.

Federal law's own yardstick, Regular Military Compensation, adds up basic pay, BAH, BAS and the federal tax advantage of those allowances. Health care, retirement and leave sit outside even that figure.

One worked example

Take an E-5 with over 6 years of service, with dependents, in the Minneapolis/St. Paul housing area, using only the published 2026 rates (BAS at the enlisted rate):

ItemPer monthPer year
Basic pay (taxable)$4,110.00$49,320.00
BAH (tax-free)$2,541$30,492
BAS (tax-free)$476.95$5,723.40
Total cash$7,127.95$85,535.40

That is $85,535.40 in cash, $36,215.40 of it tax-free. The example assumes the member is not furnished government housing: a member living in government quarters draws no BAH. Now set it next to the Minnesota median for first-line supervisors of production and operating workers, $78,550. The two numbers measure different things: the civilian median is a taxable salary across everyone in the occupation at every experience level, before an employer's health plan or retirement match. The military figure is one person's cash before its tax advantage, and before health care, retirement and leave are counted. BAH is also tied to the duty station, so it does not carry over to a civilian job.

To turn a military package into a salary target, read our guide to converting military pay to a civilian salary. It walks through grossing up the allowances and the Defense Department's Regular Military Compensation calculator.

Putting it to work

If you served at E-5: a civilian reader may not know what the grade means. Write the scope instead: how many people you led, what equipment or budget you answered for, and what changed because of your work. Pay in your field depends on your MOS, rating or AFSC as much as your grade, so check the salary lookup for the jobs you are targeting, and build the résumé in our free résumé builder.

If you are hiring: the military résumé decoder reads every grade in one table, with the acronyms that show up next to it. When you are ready to meet candidates, tell us about the role.

Other grades

Sources

Pay, allowance and wage figures on this page were pulled by script from the official sources below on September 23, 2026. The tax and legal points cite the IRS and the U.S. Code. These are 2026 rates: check the live tables before relying on a number in a later year.

Questions

Common Questions

What is an E-5 in civilian terms? +
LockLeed's military résumé decoder reads E-5 as: First real supervisor. Led a team of roughly 4 to 10, owned their training, discipline and output. Shift-lead / team-lead equivalent. The closest occupations in federal wage data include first-line supervisors of production and operating workers, with a Minnesota median of $78,550 in May 2025.
How much is E-5 basic pay in 2026? +
E-5 basic pay runs from $3,342.90 a month at 2 years or less of service to $4,421.70 a month from over 12 years of service, under the DFAS pay table effective January 1, 2026. That is $40,114.80 to $53,060.40 a year before allowances.
What is E-5 BAH in Minneapolis in 2026? +
In the Minneapolis/St. Paul military housing area (MN159), 2026 BAH for an E-5 is $2,541 a month with dependents and $1,905 without. BAH is paid only to members who are not furnished government housing, and it depends on the duty station ZIP code.
Can I compare E-5 pay directly with a civilian salary? +
Not directly. BAH and BAS are paid on top of basic pay and are not taxed, and health care, retirement and leave are extra again. A civilian salary is taxable and comes before the employer's benefits. LockLeed's military pay to civilian salary guide shows how to compare like with like.
Your Next Move

Free help, always

LockLeed is veteran-owned and always free for job seekers. Translate your service, sharpen your resume, and get in front of employers who want military talent.