Rank Guide

E-4 in Civilian Terms

What E-4 means to a civilian employer, with 2026 basic pay, Minneapolis/St. Paul BAH and what civilians in the matching jobs earn.

E-4 is a Corporal or Specialist in the Army, a Corporal in the Marine Corps, a Petty Officer Third Class in the Navy and Coast Guard, a Senior Airman in the Air Force and a Specialist 4 in the Space Force. E-4 carries two Army ranks at the same pay. A corporal is expected to fill a leadership role and outranks a specialist, although both are paid as E-4s. DoD counts the Marine Corps corporal as a noncommissioned officer, and in the Navy, petty officer status begins at petty officer third class.

$3,658.50

E-4 basic pay a month in 2026 at over 4 years of service, the step in the worked example below. By years of service it runs from $3,142.20 to $3,815.40.

DFAS pay table, effective January 1, 2026
$2,250

Monthly BAH for an E-4 with dependents, Minneapolis/St. Paul, 2026 ($1,689 without).

DoD BAH rate data, MHA MN159
$56,920

Minnesota median annual wage, all occupations, May 2025.

BLS OEWS, May 2025

The rank, by service

The pay grade is the same across the services; the title is not. These are the titles on DoD's rank chart.

ServiceTitle
ArmyCorporal or Specialist
Marine CorpsCorporal
NavyPetty Officer Third Class
Air ForceSenior Airman
Space ForceSpecialist 4
Coast GuardPetty Officer Third Class

What E-4 means in civilian terms

LockLeed's military résumé decoder, written for employers reading service records, reads E-4 this way:

Enlisted: the technical workforce

Skilled worker, often a first taste of leading 2 to 4 people. Comparable to a lead tech or senior operator.

What civilians in the matching jobs earn

An E-4's civilian title is set by the trade: a lead technician in one field, a senior operator in another. No single occupation fits, so here is the median across all occupations as a reference point. For pay in a specific field, use the salary lookup.

OccupationMinnesotaUnited States
All Occupations$56,920$50,980

Median annual wage, BLS Occupational Employment and Wage Statistics, May 2025 (released May 15, 2026). Half the workers in the occupation earned more and half earned less.

For pay in a specific civilian field, use the military-to-civilian salary lookup, which pulls BLS wages for the jobs each MOS, rating or AFSC feeds.

2026 basic pay for E-4

Basic pay is set by grade and years of service. Each row is a step: the rate applies from that point until the next row. These are the DFAS rates effective January 1, 2026.

Years of servicePer monthPer year
2 or less$3,142.20$37,706.40
Over 2$3,303.00$39,636.00
Over 3$3,482.40$41,788.80
Over 4$3,658.50$43,902.00
Over 6$3,815.40$45,784.80

Per year is 12 times the monthly rate.

2026 BAH in Minneapolis/St. Paul

The Basic Allowance for Housing depends on grade, dependency status and the ZIP code of the permanent duty station. The Defense Travel Management Office states that a member on permanent duty in the 50 states who is not furnished government housing is eligible, so someone living in government quarters does not receive it. These are the 2026 monthly rates for the Minneapolis/St. Paul military housing area (MN159), which covers Minneapolis ZIP codes such as 55401.

GradeWith dependentsWithout dependents
E-4$2,250$1,689

BAH changes with the duty station. Another city's rates can be far higher or lower, so look up the ZIP code that applies to you.

Why this is not a salary comparison

Basic pay is only part of military pay, and a civilian salary is a different kind of number. Two allowances sit on top of basic pay. BAS, the food allowance, is $476.95 a month for enlisted members and $328.48 for officers in 2026. BAH covers housing for members who are not in government quarters. Both are excluded from federal gross income, as IRS Publication 3 lists them among pay items that are not taxed, so a dollar of BAH is worth more than a dollar of salary.

Federal law's own yardstick, Regular Military Compensation, adds up basic pay, BAH, BAS and the federal tax advantage of those allowances. Health care, retirement and leave sit outside even that figure.

One worked example

Take an E-4 with over 4 years of service, without dependents, in the Minneapolis/St. Paul housing area, using only the published 2026 rates (BAS at the enlisted rate):

ItemPer monthPer year
Basic pay (taxable)$3,658.50$43,902.00
BAH (tax-free)$1,689$20,268
BAS (tax-free)$476.95$5,723.40
Total cash$5,824.45$69,893.40

That is $69,893.40 in cash, $25,991.40 of it tax-free. The example assumes the member is not furnished government housing: a member living in government quarters draws no BAH. It cannot be set against a civilian salary as it stands. A salary is taxable and comes before an employer's health plan or retirement match, and the civilian title for this grade follows the specialty, so the fair benchmark is the median for that field, not the all-occupations figure. The military figure is one person's cash before its tax advantage, and before health care, retirement and leave are counted. BAH is also tied to the duty station, so it does not carry over to a civilian job.

To turn a military package into a salary target, read our guide to converting military pay to a civilian salary. It walks through grossing up the allowances and the Defense Department's Regular Military Compensation calculator.

Putting it to work

If you served at E-4: a civilian reader may not know what the grade means. Write the scope instead: how many people you led, what equipment or budget you answered for, and what changed because of your work. Pay in your field depends on your MOS, rating or AFSC as much as your grade, so check the salary lookup for the jobs you are targeting, and build the résumé in our free résumé builder.

If you are hiring: the military résumé decoder reads every grade in one table, with the acronyms that show up next to it. When you are ready to meet candidates, tell us about the role.

Other grades

Sources

Pay, allowance and wage figures on this page were pulled by script from the official sources below on September 23, 2026. The tax and legal points cite the IRS and the U.S. Code. These are 2026 rates: check the live tables before relying on a number in a later year.

Questions

Common Questions

What is an E-4 in civilian terms? +
LockLeed's military résumé decoder reads E-4 as: Skilled worker, often a first taste of leading 2 to 4 people. Comparable to a lead tech or senior operator. The closest single reference in federal wage data is the median across all occupations, $56,920 in Minnesota in May 2025, because the civilian title follows the specialty.
How much is E-4 basic pay in 2026? +
E-4 basic pay runs from $3,142.20 a month at 2 years or less of service to $3,815.40 a month from over 6 years of service, under the DFAS pay table effective January 1, 2026. That is $37,706.40 to $45,784.80 a year before allowances.
What is E-4 BAH in Minneapolis in 2026? +
In the Minneapolis/St. Paul military housing area (MN159), 2026 BAH for an E-4 is $2,250 a month with dependents and $1,689 without. BAH is paid only to members who are not furnished government housing, and it depends on the duty station ZIP code.
Can I compare E-4 pay directly with a civilian salary? +
Not directly. BAH and BAS are paid on top of basic pay and are not taxed, and health care, retirement and leave are extra again. A civilian salary is taxable and comes before the employer's benefits. LockLeed's military pay to civilian salary guide shows how to compare like with like.
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